Financial products in United Kingdom
UK investors can use tax-free ISAs at most major platforms.
Currency: British Pound (GBP)
Regulator
Financial Conduct Authority (FCA)
Investor protection
FSCS protects eligible investments up to £85,000 per person per firm.
Tax, in general
ISAs and SIPPs shelter gains and dividends from UK tax.
A general summary, not tax advice. Tax rules and limits change each tax year, and the year this note reflects is not recorded yet.
Verified products
- Min. deposit
- None
- Regulators
- FCA
- Fees
- Equity: £0 dealing; Account: £0 platform fee; FX: 0.0015
- Investments
- ISA, cash ISA (no SIPP)
- Min. deposit
- Not stated
- Regulators
- FCA
- Fees
- Equity: £9.95 shares; £1.50 funds / regular investing; Account: 0.25% (share fee capped £42/yr); FX: 0.0075
- Investments
- ISA, SIPP
- Min. deposit
- Not stated
- Regulators
- FCA
- Fees
- Equity: £3.99 (Core, UK trades); Account: From £5.99/mo (Core); £14.99/mo (Plus); FX: 0.0075
- Investments
- ISA, SIPP
- Min. deposit
- Not stated
- Regulators
- FCA
- Fees
- Equity: £11.95 shares; £0 funds; Account: 0.45% (capped £45/yr); FX: From 1%
- Investments
- ISA, SIPP
- Min. deposit
- Not stated
- Regulators
- FCA
- Fees
- Equity: £0; Account: £0 (Basic); £5.99/mo Standard; £11.99/mo Plus; FX: 0.99% / 0.59% / 0.39%
- Investments
- ISA, SIPP
- Min. deposit
- Not stated
- Regulators
- FCA
- Fees
- Equity: £0; Account: £0; FX: None
- Investments
- ISA, SIPP
- Min. deposit
- Not stated
- Regulators
- FCA
- Fees
- Equity: £0 (UK/US); Account: £0 with 3+ trades/qtr, else £24/qtr; FX: 0.007
- Investments
- ISA; SIPP status conflicting in source; no fractional shares
Halifax 2-year fixed (example)
Buyers and remortgagers in the UK
Third-party figures, not checked with the provider
- Loan types
- Residential mortgages
- Min. down payment
- Not stated
- Process
- Product fee £999; APRC 6.9% (as reported)
- Regulator
- FCA
- Monthly fee
- Business current accounts
- Best for
- Small businesses
- Multi-currency
- Not stated
- Integrations
- Not stated
- Monthly fee
- Business current accounts
- Best for
- Small businesses
- Multi-currency
- FX markup 0.85%–2.6% (as reported)
- Integrations
- Not stated
- Monthly fee
- Business current accounts
- Best for
- Small businesses
- Multi-currency
- Not stated
- Integrations
- Not stated
- Coins
- Major crypto assets
- Trading fees
- Crypto-to-crypto trading reported fee-free (Finder)
- Regulation
- Not stated in source
- Security
- Not stated in source
- Coins
- Major crypto assets
- Trading fees
- Named by Finder for low fees (2026); figures not stated
- Regulation
- Not stated in source
- Security
- Not stated in source
- Coins
- Major crypto assets
- Trading fees
- Not stated in source
- Regulation
- Not stated in source
- Security
- Not stated in source
- Min. deposit
- $5 (as reported)
- Regulators
- Not stated in source
- Spreads and fees
- Not stated in source
- Platforms
- Not stated in source
- Min. deposit
- $50 on its Direct STP account (as reported)
- Regulators
- Not stated in source
- Spreads and fees
- Not stated in source
- Platforms
- Not stated in source
- Transfer fee
- Variable fee about 0.35%–2.85% (as reported)
- Exchange rate
- Mid-market rate, no added margin (as reported)
- Speed
- Not stated
- Coverage
- Over 40 currencies (not stated)
- Transfer fee
- Flat fee varies by destination; $1.99 to Mexico bank deposit (as reported)
- Exchange rate
- Margin 0.5%–3.0% above mid-market (as reported)
- Speed
- Not stated
- Coverage
- Many countries (not stated)
- Transfer fee
- $1–$5 flat (as reported)
- Exchange rate
- 0.5%–2% bank transfer; up to 4% cash pickup (as reported)
- Speed
- Not stated
- Coverage
- Many countries (not stated)
- Transfer fee
- No upfront transfer fee (as reported)
- Exchange rate
- Not stated
- Speed
- Not stated
- Coverage
- Not stated
- Monthly fee
- Plan-based maintenance fees (as reported)
- Card
- Not stated
- Spending abroad
- Not stated
- Protection
- Not stated
- Monthly fee
- No maintenance fee (as reported)
- Card
- Cross-border transfers from 0.41% (as reported)
- Spending abroad
- Not stated
- Protection
- Not stated
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Calculators
- EMI Calculator
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