Halifax 2-year fixed (example)

Third-party source: moneysupermarket.com best mortgage rates, updated 20 July 2026. One example product, not a full range. Early repayment charges apply, per the source. Not checked with Halifax.

Best for: Buyers and remortgagers in the UK

At a glance

Loan types
Residential mortgages
Min. down payment
Not stated
Process
Product fee £999; APRC 6.9% (as reported)
Regulator
FCA
Availability
United Kingdom

Strengths

    Limitations

      Risks to understand

      • Borrowing costs money. Missed repayments can damage your credit history and may lead to extra charges.
      • The rate you are offered depends on your circumstances. Advertised rates are not guaranteed.
      • Only borrow what you can repay. Compare the total amount repayable, not only the monthly payment.