Digital banks

App-based banks and money apps for everyday spending, budgeting and spending abroad.

Showing 5 of 5 products.

  • Chime

    Users who want no monthly fee

    Third-party figures, not checked with the provider

    Monthly fee
    No monthly fee (company claim)
    Card
    Not stated
    Spending abroad
    Not stated
    Protection
    Not stated
    View detailsCompare

  • Revolut

    Travellers and currency exchange

    Third-party figures, not checked with the provider

    Monthly fee
    Plan-based maintenance fees (as reported)
    Card
    Not stated
    Spending abroad
    Not stated
    Protection
    Not stated
    View detailsCompare

  • Wise account

    Cross-border payments

    Third-party figures, not checked with the provider

    Monthly fee
    No maintenance fee (as reported)
    Card
    Cross-border transfers from 0.41% (as reported)
    Spending abroad
    Not stated
    Protection
    Not stated
    View detailsCompare

  • Ally Bank

    Online savings and checking

    Third-party figures, not checked with the provider

    Monthly fee
    Not stated
    Card
    Not stated
    Spending abroad
    Not stated
    Protection
    Not stated
    View detailsCompare

  • Axos Bank digital account

    Online banking

    Third-party figures, not checked with the provider

    Monthly fee
    Not stated
    Card
    Not stated
    Spending abroad
    Not stated
    Protection
    Not stated
    View detailsCompare

Risks to understand

  • Deposit protection depends on the bank's licence and the scheme that covers it, and it has limits.
  • Interest rates, fees and account conditions can change. Check the provider's current terms.

Common questions

Are digital banks safe?
Licensed digital banks are covered by deposit guarantees. Some apps are not banks and hold money at partner banks or as e-money.
Can a digital bank replace my main bank?
For many people yes, but check cash deposits, overdrafts and support first.

115 verified products across all categories.