Wise account

Third-party source: US comparison of Wise, Revolut, Ally and Axos (2026). Not checked with Wise.

Best for: Cross-border payments

At a glance

Monthly fee
No maintenance fee (as reported)
Card
Cross-border transfers from 0.41% (as reported)
Spending abroad
Not stated
Protection
Not stated
Availability
Available globally

Strengths

    Limitations

      Risks to understand

      • Deposit protection depends on the bank's licence and the scheme that covers it, and it has limits.
      • Interest rates, fees and account conditions can change. Check the provider's current terms.