Mortgages and home loans

Compare mortgage lenders by loan types, down payment and process.

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  • Halifax 2-year fixed (example)

    Buyers and remortgagers in the UK

    Third-party figures, not checked with the provider

    Loan types
    Residential mortgages
    Min. down payment
    Not stated
    Process
    Product fee £999; APRC 6.9% (as reported)
    Regulator
    FCA
    View detailsCompare

Risks to understand

  • Borrowing costs money. Missed repayments can damage your credit history and may lead to extra charges.
  • The rate you are offered depends on your circumstances. Advertised rates are not guaranteed.
  • Only borrow what you can repay. Compare the total amount repayable, not only the monthly payment.

Common questions

Fixed or variable?
Fixed rates keep payments steady. Variable rates can fall or rise with market rates.
How much deposit do I need?
It depends on the country and loan type. A larger deposit usually gets a better rate.

115 verified products across all categories.