Financial products in India
India has many low-cost discount brokers and direct mutual funds.
Currency: Indian Rupee (INR)
Regulator
Securities and Exchange Board of India (SEBI)
Investor protection
Shares are held in your own demat account with NSDL or CDSL, not by the broker.
Tax, in general
Short-term and long-term capital gains on equity are taxed at different rates.
A general summary, not tax advice. Tax rules and limits change each tax year, and the year this note reflects is not recorded yet.
Verified products
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Delivery Rs 0; intraday Rs 20 or 0.03% (lower); Account: Open Rs 0; AMC Rs 300; FX: Not stated
- Investments
- Equity, MF, direct MF, API (3-in-1 account)
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Rs 20 or 0.1% per order (lower); Account: Open Rs 0; AMC Rs 0; FX: Not stated
- Investments
- Equity, direct MF
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Rs 20 or 0.1% per order (lower); Account: Open Rs 0; AMC Rs 240; FX: Not stated
- Investments
- Equity, direct MF, API
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Delivery Rs 20/order; intraday Rs 20 or 0.1% (lower); Account: Open Rs 0; AMC Rs 300 (free first year); FX: Not stated
- Investments
- Equity, direct MF, API
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Delivery Rs 0; intraday Rs 20 or 0.03% (lower); Account: Open Rs 0; AMC Rs 0 (lifetime); FX: Not stated
- Investments
- Equity, direct MF, API
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Delivery 0.29%; intraday 0.029%; Account: Open Rs 0; AMC Rs 700 p.a.; FX: Not stated
- Investments
- Equity, direct MF
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Delivery 0.30%; intraday 0.03%; Account: Open Rs 0; AMC Rs 750 (from 2nd year); FX: Not stated
- Investments
- Equity, direct MF
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Delivery 0.20% (free first 30 days); intraday Rs 10 or 0.05%; Account: Open Rs 0; AMC Rs 600; FX: Not stated
- Investments
- Equity, direct MF
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Rs 20 per executed order; Account: Open Rs 0; AMC Rs 300 (free first year); FX: Not stated
- Investments
- Equity, direct MF, API
- Min. deposit
- Not stated
- Regulators
- SEBI
- Fees
- Equity: Delivery 0.3% or Rs 20 (lower); intraday 0.03% or Rs 20; Account: Open Rs 0; AMC Rs 0 (lifetime); FX: Not stated
- Investments
- Equity, direct MF, API
- Loan amounts
- Not stated
- Terms
- Rate 10.00%–15.00% p.a. (as reported)
- Fees
- Not stated
- Speed
- Not stated
- Loan amounts
- Not stated
- Terms
- From 8.75% p.a. (as reported)
- Fees
- Processing fee 2.00%–6.00% for one lender, not named (as reported)
- Speed
- Not stated
- Types
- Motor insurance
- How to buy
- Online and agent
- Claims
- Claims settled through a wide cashless network (as reported)
- Regulator
- IRDAI
- Types
- Motor insurance
- How to buy
- Online and agent
- Claims
- Named in top-rated lists (as reported)
- Regulator
- IRDAI
- Types
- Motor insurance
- How to buy
- Online and agent
- Claims
- Named in top-rated lists (as reported)
- Regulator
- IRDAI
Star Health Insurance
Health insurance buyers in India
Third-party figures, not checked with the provider
- Types
- Health insurance
- How to buy
- Online and agent
- Claims
- Among the top three by health business, FY26 (as reported)
- Regulator
- IRDAI
New India Assurance
Health insurance buyers in India
Third-party figures, not checked with the provider
- Types
- Health and general insurance
- How to buy
- Online and agent
- Claims
- Among the top three by health business, FY26 (as reported)
- Regulator
- IRDAI
Care Health Insurance
Health insurance buyers in India
Third-party figures, not checked with the provider
- Types
- Health insurance
- How to buy
- Online and agent
- Claims
- Among the top three by health business, FY26 (as reported)
- Regulator
- IRDAI
- Coins
- Major crypto assets
- Trading fees
- Crypto-to-crypto trading reported fee-free (Finder)
- Regulation
- Not stated in source
- Security
- Not stated in source
- Coins
- Major crypto assets
- Trading fees
- Named by Finder for low fees (2026); figures not stated
- Regulation
- Not stated in source
- Security
- Not stated in source
- Coins
- Major crypto assets
- Trading fees
- Not stated in source
- Regulation
- Not stated in source
- Security
- Not stated in source
- Min. deposit
- $5 (as reported)
- Regulators
- Not stated in source
- Spreads and fees
- Not stated in source
- Platforms
- Not stated in source
- Min. deposit
- $50 on its Direct STP account (as reported)
- Regulators
- Not stated in source
- Spreads and fees
- Not stated in source
- Platforms
- Not stated in source
- Transfer fee
- Variable fee about 0.35%–2.85% (as reported)
- Exchange rate
- Mid-market rate, no added margin (as reported)
- Speed
- Not stated
- Coverage
- Over 40 currencies (not stated)
- Transfer fee
- Flat fee varies by destination; $1.99 to Mexico bank deposit (as reported)
- Exchange rate
- Margin 0.5%–3.0% above mid-market (as reported)
- Speed
- Not stated
- Coverage
- Many countries (not stated)
- Transfer fee
- $1–$5 flat (as reported)
- Exchange rate
- 0.5%–2% bank transfer; up to 4% cash pickup (as reported)
- Speed
- Not stated
- Coverage
- Many countries (not stated)
- Transfer fee
- No upfront transfer fee (as reported)
- Exchange rate
- Not stated
- Speed
- Not stated
- Coverage
- Not stated
- Monthly fee
- Plan-based maintenance fees (as reported)
- Card
- Not stated
- Spending abroad
- Not stated
- Protection
- Not stated
- Monthly fee
- No maintenance fee (as reported)
- Card
- Cross-border transfers from 0.41% (as reported)
- Spending abroad
- Not stated
- Protection
- Not stated
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