Chime
Third-party source: Chime's own blog, April 2026 (company source, not independent). Overdraft and foreign fees may still apply, per the same article. Not checked with Chime.
Best for: Users who want no monthly fee
At a glance
- Monthly fee
- No monthly fee (company claim)
- Card
- Not stated
- Spending abroad
- Not stated
- Protection
- Not stated
- Availability
- United States
Strengths
Limitations
Risks to understand
- Deposit protection depends on the bank's licence and the scheme that covers it, and it has limits.
- Interest rates, fees and account conditions can change. Check the provider's current terms.