Chase Sapphire Preferred

Third-party source: bankrate.com credit card roundups (March–April 2026). Not checked with the issuer.

Best for: Travel rewards

At a glance

Annual fee
$95 (as reported)
Rewards
75,000 bonus points welcome offer; 1x–5x (as reported)
Foreign fee
Not stated in source
Credit needed
Not stated
Availability
United States

Strengths

    Limitations

      Risks to understand

      • Borrowing costs money. Missed repayments can damage your credit history and may lead to extra charges.
      • The rate you are offered depends on your circumstances. Advertised rates are not guaranteed.
      • Only borrow what you can repay. Compare the total amount repayable, not only the monthly payment.